Forwardly connects directly to QuickBooks Online and replaces Bill Pay with faster payments, smarter automation, and heavily reduced fees. Keep your books exactly where they are. Just pay and get paid better for less.
| Features | QuickBooks Bill Pay | Forwardly |
|---|---|---|
| Monthly subscription fee | $0–$90/month |  |
| Standard ACH (3–5 business days) | 5 free/month, then included | 10 free/month, then $0.50 each |
| Next-day ACH | $10 flat fee per payment | 1% (min $1, max $3) |
| Same-day ACH | |
1% (min $1, max $4) |
| Instant bank transfer | |
1% (min $1, max $5) |
| Card payment | 2.9% + $0.25 | 2.99% + $0.25
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|
| Free trial | None | 30 days |
| White-glove client migration tool | |
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|
| AR automation | Limited | |
| AP automation (bill pay and approvals) |  |
|
| AI bill capture with dedicated bill inbox | |
|
| Approval workflows | Higher plans only | |
| ERP support for high-growth businesses | |
|
| Works with multiple accounting platforms | |
|
| Forwardly Business Network | |
|
| Bulk payment actions | |
|
| Recurring invoice schedules | |
|
| Per-payment audit trail | |
|
| Unlimited users | Plan dependent | |
| Custom roles and permissions | Limited | |
| Custom volume pricing | |
Enterprise Only |
| Payment type | Time to deliver | Your cost | Your savings after switching |
|---|---|---|---|
| QuickBooks Bill Pay Subscription | $15.00–$90.00/month | ||
| Forwardly Subscription | $0.00 | $180 to $1,080.00/year | |
| QuickBooks Bill Pay (Next-Day ACH) | 1 business day | $10.00 flat fee | |
| Forwardly (Next-Day ACH) | 1 business day | $3.00 max cap | Up to $7.00 |
| Forwardly (Same-Day ACH) | Same business day | $4.00 max cap | Up to $6.00 + 1 bus. day |
| Forwardly (Instant) | 60 seconds | $5.00 max cap | Up to $5.00 + 1 bus. day |
Connecting Forwardly to QuickBooks Online takes moments. Sync your account, and your bills and invoices are ready to go. Speak with our team for specialized support and import existing customer payment agreements and vendor banking information without bothering anyone for additional paperwork.
Book an onboarding call
Your invoices and bills sync automatically. Nothing changes in how you use QuickBooks Online.
Forwardly handles instant payments, same-day ACH, and automated payments without the add-on fee.
Payments sync back to QuickBooks Online instantly in real-time. Your books stay clean without any extra work.
While I usually use QBO for my A/R and A/P, there are times when it is either too slow, too expensive, or doesn't give me the workflow I need. When that happens, I turn to Forwardly.com for instant payments.
Founder, Royalwise
The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.
Owner, Money Matters Bookkeeping, LLC
Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.
Founder, AllCents Consulting
AP done in minutes with an intelligent bill pay process. Capture invoices in real time effortlessly. Simplify approvals, schedule payments, and save time with touchless reconciliation.
Remove the payment delays that slow teams down with QuickBooks Bill Pay payment processing.
Forwardly lets you handle receivables and payables, so you can manage money in and money out without switching tools.
Pay no monthly subscription and lower fees per transaction, so costs scale with your usage, and not against it.
Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.
Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.
Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.
AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.
Connect Forwardly with QuickBooks, Xero, Zoho Books, or FreshBooks for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.
All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.
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