Forwardly makes vendor and invoice payments fast, secure, and predictable. US businesses can get started with a 30-day free trial covering bank transfers with zero processing fees.
10 free standard ACH/month
Get paid by card or bank
No set up fee
AI bill capture
Dedicated bill inbox
Unlimited users with custom roles
Auto collect payments
Auto pay bills
Sync directly with accounting software
Create payment links
Custom approval workflows
W-9 collection
Standard email support
Includes all from previous tier
30-day free trial*
Unlimited standard ACH
Fast and instant payment options for as little as $1 per payment
Real-time accounting sync with QuickBooks Online and Xero
AI bill and invoice insights
Phone and video call support
Includes previous tiers
Volume discount pricing
White-glove onboarding
Express customer and vendor migration portal
Dedicated account manager
Advanced beta features
API access for sending and receiving payments within your platform
Sync with Sage Intacct, Oracle NetSuite, Microsoft Dynamics 365, QuickBooks Enterprise, etc.
Priority support| Cost Category | Service type (and speed if applicable) | Cost | Caps/Terms |
|---|---|---|---|
| Subscription | Monthly platform fee | $0 | |
| Receiving Money |
Standard ACH bank transfer1 3–5 business days |
$0.50 | 5 free included per month |
|
Next-day ACH transfer1 Delivery by next business day |
1% | Min: $1, Max: $3 $10 | |
|
Same-day ACH transfer1 Delivery same business day |
1% | Min: $1, Max: $4 $20 | |
|
Instant bank transfer2 Within 60 seconds |
1% | Min: $1, Max: $5 $30 | |
| Sending Money |
Standard ACH bank transfer1 3–5 business days |
$0.50 | 5 free included per month |
|
Next-day ACH transfer1 Delivery by next business day |
1% | Min: $1, Max: $3 $10 | |
|
Same-day ACH transfer1 Delivery same business day |
1% | Min: $1, Max: $4 $20 | |
|
Instant bank transfer2 Within 60 seconds |
1% | Min: $1, Max: $5 $30 | |
| Pay by card |
Card payment3 2–3 business days |
2.99% | Can be passed to clients |
*US businesses can try Forwardly free for 30 days, covering instant payments, same-day ACH, next-day ACH, and standard ACH. Afterwards, access special promotional pricing for 12 months from sign up date. Our free trial is available to new customers only; terms and conditions apply.
1 The scheduling deadline for non-instant bank payments is 11:00 am PT | 2:00 pm ET from Monday to Friday (not including bank holidays).
2 Instant transfers are only available for businesses using banks that support instant payment technology.
3 A $0.25 card payment settlement fee is charged per batch and cannot be passed to a client.
| Payment type | Time to deliver | Your cost | Your savings after switching |
|---|---|---|---|
| Competitor 1 Subscription | $15.00–$90.00/month | ||
| Forwardly Subscription | $0.00 | $180 to $1,080.00/year | |
| Competitor 1 (Next-Day ACH) | 1 business day | $10.00 flat fee | |
| Competitor 2 (Standard ACH) | 3–5 business days | $5.00 flat fee | |
| Forwardly (Standard ACH) | 3–5 business days | 10 free/month, then $0.50 | Up to $4.50 |
| Forwardly (Next-Day ACH) | 1 business day | $3.00 max cap | Up to $7.00 |
| Forwardly (Same-Day ACH) | Same business day | $4.00 max cap | Up to $6.00 + 1 bus. day |
| Forwardly (Instant) | 60 seconds | $5.00 max cap | Up to $5.00 + 1 bus. day |

Create dedicated accounting firm dashboard
Client management hub
White-glove express migration available
Add unlimited team members
Design custom access roles and permissions
Automate client invoice payments
See live client bank balances
Specialized expert firm support
Founder, Tax Rep Network
Cash flow for your business is critical. It's why we love Forwardly. Forwardly will help deal with your AR and your AP. If you really want to automate these processes for your business, get control of your accounts receivable and your accounts payable, and manage your cash flow better than ever, check out Forwardly.