Close deals with Anchor and eliminate any payment delays with Forwardly. Move from signed proposals to settled cash in seconds, not days, with faster, more flexible bank and card payments for a lower cost.
| Features | Anchor | Forwardly |
|---|---|---|
| Monthly subscription fee |  |
|
| Per-payment platform fee | $5 flat fee per payment | None |
| Standard ACH (3–5 business days) | $5 flat fee per payment | 10 free/month, then $0.50 each |
| Next-day ACH | |
1% (min $1, max $3) |
| Same-day ACH | |
1% (min $1, max $4) |
| Instant bank transfer | |
1% (min $1, max $5) |
| Card payment | 2.9% + $0.30 | 2.99% + $0.25
ⓘ
|
| Free trial | |
30 days |
| Proposal and agreement tools |  |
No (use Anchor for this) |
| White-glove client migration tool | |
ⓘ
|
| AR automation | |
|
| AP automation (bill pay and approvals) | |
|
| AI bill capture with dedicated bill inbox | |
|
| Approval workflows | |
|
| Real-time QuickBooks Online sync | |
|
| Real-time Xero sync | Via Zapier only, not real-time | |
| ERP support for high-growth businesses | |
|
| Zoho Books + FreshBooks integrations | |
|
| Forwardly Business Network | |
|
| Bulk payment actions | |
|
| Recurring invoice schedules | |
|
| Per-payment audit trail | |
|
| Unlimited users | |
|
| Custom roles and permissions | |
|
| Payment type | Time to deliver | Your cost | Your savings after switching |
|---|---|---|---|
| Anchor (ACH) | 3–5 business days | $5.00 flat fee | |
| Forwardly (Standard ACH) | 3–5 business days | $0.50 | $4.50 |
| Forwardly (Next-Day ACH) | 1 business day | $3.00 max cap | $2.00 + 2–4 business days |
| Forwardly (Same-Day ACH) | Same business day | $4.00 max cap | $1.00 + 3–5 business days |
| Forwardly (Instant) | 60 seconds | $5.00 max cap | 3–5 business days |
Speak with our team for specialized support and import existing customer payment agreements without bothering anyone for additional paperwork.
Book an onboarding call
Once a proposal is signed, an invoice is created in your accounting software.
Forwardly retrieves open invoices and initiates the payment process without manual follow-ups.
Payments are completed faster, and invoices are automatically marked as paid in Forwardly and your accounting software.
While I usually use QBO for my A/R and A/P, there are times when it is either too slow, too expensive, or doesn't give me the workflow I need. When that happens, I turn to Forwardly.com for instant payments.
Founder, Royalwise
The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.
Owner, Money Matters Bookkeeping, LLC
Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.
Founder, AllCents Consulting
Remove the payment delays that slow teams down with Anchor payment processing.
AI-driven automation handles invoice retrieval, payment initiation, reminders, and reconciliation so your team can focus on clients instead of collections.
Pay lower fees per transaction, so costs scale with your usage, and not against it.
Forwardly lets you handle clients' payables alongside receivables, so you can manage money in and money out across all client accounts without switching tools.
Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.
Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.
Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.
AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.
Connect Forwardly with QuickBooks, Xero, Zoho Books, or FreshBooks for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.
All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.
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